Portfolio Objectives

Fund 100 is the most aggressive of the target portfolios and seeks maximum capital appreciation by investing approximately 93% of its net assets in a broad range of domestic and international equity investment funds. The remaining 7% of its net assets are invested in real asset investment funds. This strategy is only appropriate for investors who have longer time horizons, who are comfortable with an increased level of risk while seeking higher longer-term returns, or who use this investment option as part of an overall college savings strategy that includes less aggressive investments.

Real AssetsInternational Equity
U.S. EquityFixed Income
Money Market

Asset Allocation

Fund Percent
Real Assets
Principal Global Real Estate Securities Fund 4%
Parametric Commodity Strategy Fund 3%
U.S. Equity
DFA U.S. Large Cap Value Portfolio 11.5%
Northern Funds Stock Index Fund 23%
T. Rowe Price Instl. Large-Cap Growth Fund 11.5%
Northern Funds Mid Cap Index Fund 6%
Northern Funds Small Cap Value Fund 2.5%
T. Rowe Price Integrated U.S. Small-Cap Growth Equity Fund 2.5%
Fund Percent
International Equity
Northern Funds International Equity Index Fund 10.5%
Neuberger Berman International Select Fund 14%
DFA International Small Company Portfolio 4.5%
Vanguard Emerging Markets Select Stock Portfolio 7%

Portfolio Performance1

at NAV w/ sales charge

As of March 31, 2024

 Average Annual Total Returns w/ Sales Charge (%)1 
Fee StructureYTD3 Mo1 Yr3 Yrs5 YrsLifetimeExp.
Ratio2		Inception
Date
B2.152.1514.112.887.698.221.728/2/10
Fee Structure B Accounts are subject to a contingent deferred sales charge ranging from 0.50% to 5.00%. For complete details visit with your investment professional or review “Exhibit D – Fee Structure B Information” in the Program Disclosure Statement. Fee Structure B Performance

Fund Performance3

As of 12/31/2023

 Average Annual Total Returns (%)3 
Real Estate FundExpense
Ratio		TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of Fund†Inception
Date
Principal Global Real Estate Securities Fund
Fact Sheet, Prospectus, Annual Report		0.88PGRSX15.7510.9110.910.123.794.6911/25/14
 Average Annual Total Returns (%)3 
Domestic Equity FundsExpense
Ratio		TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of Fund†Inception
Date
DFA U.S. Large Cap Value Portfolio
Fact Sheet, Prospectus, Annual Report		0.21DFLVX9.0711.4711.4710.3910.908.332/19/93
Northern Funds Stock Index Fund
Fact Sheet, Prospectus, Annual Report		0.05NOSIX11.6826.2026.209.9015.5711.9210/7/96
T. Rowe Price Large-Cap Growth Fund
Fact Sheet, Prospectus, Annual Report		0.55TRLGX14.2646.2146.215.2915.9213.9910/31/01
Northern Funds Mid Cap Index Fund
Fact Sheet, Prospectus, Annual Report		0.10NOMIX11.6116.3116.317.9512.469.113/22/05
Northern Funds Small Cap Value Fund
Fact Sheet, Prospectus, Annual Report		0.10NOSGX13.9916.8316.832.129.776.999/3/99
T. Rowe Price Integrated U.S. Small-Cap Growth Equity Fund
Fact Sheet, Prospectus, Annual Report		0.66TQAIX12.7121.3521.351.6711.619.143/23/16
 Average Annual Total Returns (%)3 
International Equity FundsExpense
Ratio		TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of Fund†Inception
Date
Northern Funds International Equity Index Fund
Fact Sheet, Prospectus, Annual Report		0.50NOINX10.1218.9518.956.507.443.094/1/94
Neuberger Berman International Select Fund
Fact Sheet, Prospectus, Annual Report		0.81NILIX10.6314.6514.650.718.324.5610/6/06
DFA International Small Company Portfolio
Fact Sheet, Prospectus, Annual Report		0.39DFISX10.7514.4314.432.718.024.949/30/96
Vanguard Emerging Markets Select Stock Fund
Fact Sheet, Prospectus, Annual Report		0.78VMMSX6.1210.5810.58-3.684.672.986/27/11
 Average Annual Total Returns (%)3 
Commodities FundExpense
Ratio		TickerQTRYTD1 Yr3 Yrs5 Yrs10 Yrs or Life of Fund†Inception
Date
Parametric Commodity Strategy Fund
Fact Sheet, Prospectus, Annual Report		0.65EIPCX-3.49-4.69-4.6913.3011.422.355/25/11