Fee Structure: A B C F
Age-Based Portfolios
As of December 31, 2023
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2n/a19.5619.565.3610.789.009/28/16--0.72
Ages 3-5n/a18.3318.335.0310.228.559/28/16--0.71
Ages 6-8n/a17.4317.434.449.427.919/28/16--0.70
Ages 9-10n/a16.1116.113.898.447.029/28/16--0.70
Ages 11-12n/a14.8714.873.217.626.399/28/16--0.71
Ages 13-14n/a13.5413.542.476.795.769/28/16--0.71
Ages 15-16n/a12.2112.212.255.975.029/28/16--0.70
Ages 17-18n/a10.7510.751.745.024.229/28/16--0.70
Ages 19+n/a9.099.091.464.063.459/28/16--0.67
Age-Based Moderate
Ages 0-2n/a18.3318.335.0310.228.559/28/16--0.71
Ages 3-5n/a17.4317.434.449.427.919/28/16--0.70
Ages 6-8n/a16.1116.113.898.447.029/28/16--0.70
Ages 9-10n/a14.8714.873.217.626.399/28/16--0.71
Ages 11-12n/a13.5413.542.476.795.769/28/16--0.71
Ages 13-14n/a12.2112.212.255.975.029/28/16--0.70
Ages 15-16n/a10.7510.751.745.024.229/28/16--0.70
Ages 17-18n/a9.099.091.464.063.459/28/16--0.67
Ages 19+n/a7.447.440.962.992.539/28/16--0.63
Age-Based Conservative
Ages 0-2n/a17.4317.434.449.427.919/28/16--0.70
Ages 3-5n/a16.1116.113.898.447.029/28/16--0.70
Ages 6-8n/a14.8714.873.217.626.399/28/16--0.71
Ages 9-10n/a13.5413.542.476.795.769/28/16--0.71
Ages 11-12n/a12.2112.212.255.975.029/28/16--0.70
Ages 13-14n/a10.7510.751.745.024.229/28/16--0.70
Ages 15-16n/a9.099.091.464.063.459/28/16--0.67
Ages 17-18n/a7.447.440.962.992.539/28/16--0.63
Ages 19+n/a5.155.151.091.821.449/28/16--0.55
Target Portfolios
As of December 31, 2023
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100n/a19.5619.565.3610.789.298/2/10--0.72
Target Fund 80n/a17.4317.434.449.428.108/2/10--0.70
Target Fund 60n/a14.8714.873.217.626.688/2/10--0.71
Target Fund 40n/a12.2112.212.255.975.358/2/10--0.70
Target Fund 20n/a9.099.091.464.063.788/2/10--0.67
Target Fixed Income Fundn/a5.155.151.091.821.278/2/10--0.55
Individual Portfolios
As of December 31, 2023
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolio5.534.974.972.20n/a1.927/1/20--0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*n/a4.744.742.001.601.327/27/16--0.33
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolion/a5.805.801.671.941.518/2/10--0.75
Northern Funds Bond Index 529 Portfolion/a5.175.17-3.630.701.498/2/10--0.43
Fidelity Advisor Investment Grade Bond 529 Portfolion/a6.486.48-3.101.691.5110/10/12--0.64
PGIM Total Return Bond 529 Portfolion/a7.307.30-3.52n/a-0.834/28/20--0.67
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolion/a3.813.811.893.141.579/26/13--0.65
BlackRock High Yield Bond 529 Portfolion/a13.2813.28n/an/a1.784/15/21--0.86
AB Global Bond Fund 529 Portfolion/a6.786.78n/an/a-2.034/15/21--0.78
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolion/a17.7917.793.298.717.948/2/10--0.73
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/a10.8610.865.50n/a4.204/9/19--0.46
Principal Global Real Estate Securities 529 Portfolion/a10.6010.60-0.19n/a0.6911/25/14--1.15
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolion/a11.1711.1710.1010.556.542/6/18--0.50
Northern Funds Stock Index 529 Portfolion/a25.8825.889.6215.2213.038/2/10--0.38
T. Rowe Price Large-Cap Growth 529 Portfolion/a45.8645.865.0115.5515.508/2/10--0.83
Northern Funds Mid Cap Index 529 Portfolion/a16.0016.007.6612.1211.148/2/10--0.43
T. Rowe Price Small-Cap Value 529 Portfolion/a12.0312.03n/an/a-2.018/11/21--0.96
Northern Funds Small Cap Index 529 Portfolion/a16.5416.541.889.489.688/2/10--0.43
T. Rowe Price Integrated U.S. Small-Cap Growth Equity 529 Portfolion/a21.0521.051.3811.259.959/28/16--0.92
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolion/a17.7117.713.737.845.238/2/10--0.52
Neuberger Berman International Select 529 Portfolion/a14.3414.340.447.975.348/2/10--1.09
DFA International Small Company 529 Portfolion/a14.0914.092.487.636.8610/10/12--0.67
Vanguard Emerging Markets Select Stock 529 Portfolion/a10.2910.29-3.91n/a1.484/9/19--1.12
Commodities
Parametric Commodity Strategy 529 Portfolion/a-5.71-3.9214.985.73-2.4710/10/12--1.08