Fee Structure: A B C F
Age-Based Portfolios
As of September 30, 2022
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2n/a-26.15-21.792.883.515.739/28/16--0.97
Ages 3-5n/a-24.58-20.452.883.535.529/28/16--0.96
Ages 6-8n/a-23.25-19.572.493.205.059/28/16--0.95
Ages 9-10n/a-21.63-18.351.902.744.339/28/16--0.95
Ages 11-12n/a-20.18-17.271.532.493.929/28/16--0.96
Ages 13-14n/a-18.96-16.321.082.263.529/28/16--0.96
Ages 15-16n/a-16.56-14.400.882.013.009/28/16--0.95
Ages 17-18n/a-14.23-12.550.581.672.469/28/16--0.95
Ages 19+n/a-11.42-10.120.261.391.949/28/16--0.92
Age-Based Moderate
Ages 0-2n/a-24.58-20.452.883.535.529/28/16--0.96
Ages 3-5n/a-23.25-19.572.493.205.059/28/16--0.95
Ages 6-8n/a-21.63-18.351.902.744.339/28/16--0.95
Ages 9-10n/a-20.18-17.271.532.493.929/28/16--0.96
Ages 11-12n/a-18.96-16.321.082.263.529/28/16--0.96
Ages 13-14n/a-16.56-14.400.882.013.009/28/16--0.95
Ages 15-16n/a-14.23-12.550.581.672.469/28/16--0.95
Ages 17-18n/a-11.42-10.120.261.391.949/28/16--0.92
Ages 19+n/a-8.64-7.94-0.150.931.269/28/16--0.88
Age-Based Conservative
Ages 0-2n/a-23.25-19.572.493.205.059/28/16--0.95
Ages 3-5n/a-21.63-18.351.902.744.339/28/16--0.95
Ages 6-8n/a-20.18-17.271.532.493.929/28/16--0.96
Ages 9-10n/a-18.96-16.321.082.263.529/28/16--0.96
Ages 11-12n/a-16.56-14.400.882.013.009/28/16--0.95
Ages 13-14n/a-14.23-12.550.581.672.469/28/16--0.95
Ages 15-16n/a-11.42-10.120.261.391.949/28/16--0.92
Ages 17-18n/a-8.64-7.94-0.150.931.269/28/16--0.88
Ages 19+n/a-3.39-3.39-0.210.540.529/28/16--0.80
Target Portfolios
As of September 30, 2022
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100n/a-26.15-21.792.883.517.558/2/10--0.97
Target Fund 80n/a-23.25-19.572.493.206.568/2/10--0.95
Target Fund 60n/a-20.18-17.271.532.495.348/2/10--0.96
Target Fund 40n/a-16.56-14.400.882.014.248/2/10--0.95
Target Fund 20n/a-11.42-10.120.261.392.888/2/10--0.92
Target Fixed Income Fundn/a-3.39-3.39-0.210.540.668/2/10--0.80
Individual Portfolios
As of September 30, 2022
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolio4.030.680.74n/an/a0.497/1/20--0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*n/a0.570.570.400.840.757/27/16--0.33
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolion/a-1.33-1.850.150.700.888/2/10--1.00
Northern Funds Bond Index 529 Portfolion/a-14.93-15.06-3.91-0.970.918/2/10--0.68
Fidelity Advisor Investment Grade Bond 529 Portfolion/a-14.99-14.99-2.80-0.220.6410/10/12--0.89
PGIM Total Return Bond 529 Portfolion/a-17.17-17.01n/an/a-5.234/28/20--0.92
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolion/a-5.22-4.132.071.820.969/26/13--0.90
BlackRock High Yield Bond 529 Portfolion/a-14.30-13.63n/an/a-7.904/15/21--1.11
AB Global Bond Fund 529 Portfolion/a-13.41-13.49n/an/a-8.914/15/21--1.03
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolion/a-22.60-19.391.633.226.518/2/10--0.98
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/a-28.11-16.65-1.45n/a1.304/9/19--0.71
Principal Global Real Estate Securities 529 Portfolion/a-30.71-24.14-5.92n/a-3.6111/25/14--1.40
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolion/a-17.71-11.484.10n/a2.742/6/18--0.75
Northern Funds Stock Index 529 Portfolion/a-24.23-16.017.448.4711.378/2/10--0.63
T. Rowe Price Large-Cap Growth 529 Portfolion/a-35.33-31.456.489.2613.398/2/10--1.08
Northern Funds Mid Cap Index 529 Portfolion/a-21.98-15.865.275.039.808/2/10--0.68
T. Rowe Price Small-Cap Value 529 Portfolion/a-22.36-18.94n/an/a-16.838/11/21--1.21
Northern Funds Small Cap Index 529 Portfolion/a-25.45-23.993.542.778.538/2/10--0.68
T. Rowe Price QM U.S. Small-Cap Growth Equity 529 Portfolion/a-27.92-25.212.214.947.109/28/16--1.17
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolion/a-27.73-25.67-2.67-1.612.698/2/10--0.77
Neuberger Berman International Select 529 Portfolion/a-32.27-29.54-1.14-0.653.318/2/10--1.34
DFA International Small Company 529 Portfolion/a-29.76-28.71-1.09-2.294.3710/10/12--0.92
Vanguard Emerging Markets Select Stock 529 Portfolion/a-26.88-28.34-2.52n/a-4.084/9/19--1.37
Commodities
Credit Suisse Commodity Return Strategy 529 Portfolio n/a13.0312.3713.856.59-2.5610/10/12--1.33