Fee Structure: A B C F
Age-Based Portfolios
As of January 31, 2024
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2n/a-0.0410.134.387.927.839/28/16--1.72
Ages 3-5n/a0.0010.073.6716.3813.449/28/16--1.71
Ages 6-8n/a0.049.073.486.886.789/28/16--1.70
Ages 9-10n/a0.078.433.076.356.089/28/16--1.70
Ages 11-12n/a0.107.832.665.655.469/28/16--1.71
Ages 13-14n/a0.147.191.644.784.709/28/16--1.71
Ages 15-16n/a0.176.631.494.204.019/28/16--1.70
Ages 17-18n/a0.326.040.993.453.249/28/16--1.70
Ages 19+n/a0.355.410.772.722.529/28/16--1.67
Age-Based Moderate
Ages 0-2n/a0.0010.073.6716.3813.449/28/16--1.71
Ages 3-5n/a0.049.073.486.886.789/28/16--1.70
Ages 6-8n/a0.078.433.076.356.089/28/16--1.70
Ages 9-10n/a0.107.832.665.655.469/28/16--1.71
Ages 11-12n/a0.147.191.644.784.709/28/16--1.71
Ages 13-14n/a0.176.631.494.204.019/28/16--1.70
Ages 15-16n/a0.326.040.993.453.249/28/16--1.70
Ages 17-18n/a0.355.410.772.722.529/28/16--1.67
Ages 19+n/a0.364.560.271.821.609/28/16--1.63
Age-Based Conservative
Ages 0-2n/a0.049.073.486.886.789/28/16--1.70
Ages 3-5n/a0.078.433.076.356.089/28/16--1.70
Ages 6-8n/a0.107.832.665.655.469/28/16--1.71
Ages 9-10n/a0.147.191.644.784.709/28/16--1.71
Ages 11-12n/a0.176.631.494.204.019/28/16--1.70
Ages 13-14n/a0.326.040.993.453.249/28/16--1.70
Ages 15-16n/a0.355.410.772.722.529/28/16--1.67
Ages 17-18n/a0.364.560.271.821.609/28/16--1.63
Ages 19+n/a0.383.570.350.880.569/28/16--1.55
Target Portfolios
As of January 31, 2024
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100n/a-0.0410.134.387.928.158/2/10--1.72
Target Fund 80n/a0.049.073.486.886.998/2/10--1.70
Target Fund 60n/a0.107.832.665.655.688/2/10--1.71
Target Fund 40n/a0.176.631.494.204.318/2/10--1.70
Target Fund 20n/a0.355.410.772.722.758/2/10--1.67
Target Fixed Income Fundn/a0.383.570.350.880.338/2/10--1.55
Individual Portfolios
As of January 31, 2024
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolio5.530.535.132.35n/a2.017/1/20--0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*n/a0.534.922.171.661.377/27/16--0.33
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolion/a0.635.201.071.230.798/2/10--1.75
Northern Funds Bond Index 529 Portfolion/a-0.370.75-4.44-0.550.538/2/10--1.43
Fidelity Advisor Investment Grade Bond 529 Portfolion/a-0.191.74-3.820.380.4710/10/12--1.64
PGIM Total Return Bond 529 Portfolion/a0.212.74-4.01n/a-1.664/28/20--1.67
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolion/a0.192.210.832.040.589/26/13--1.65
BlackRock High Yield Bond 529 Portfolion/a0.208.03n/an/a0.824/15/21--1.86
AB Global Bond Fund 529 Portfolion/a-0.112.69n/an/a-2.984/15/21--1.78
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolion/a0.3710.762.666.496.868/2/10--1.73
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/a-4.83-5.002.77n/a2.064/9/19--1.46
Principal Global Real Estate Securities 529 Portfolion/a-4.68-4.58-2.27n/a-1.3211/25/14--2.15
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolion/a0.584.389.197.875.552/6/18--1.50
Northern Funds Stock Index 529 Portfolion/a1.5719.269.5312.7511.968/2/10--1.38
T. Rowe Price Large-Cap Growth 529 Portfolion/a3.7838.614.9713.0014.588/2/10--1.83
Northern Funds Mid Cap Index 529 Portfolion/a-1.833.355.468.499.838/2/10--1.43
T. Rowe Price Small-Cap Value 529 Portfolion/a-3.64-2.39n/an/a-4.108/11/21--1.96
Northern Funds Small Cap Index 529 Portfolion/a-4.031.08-2.065.308.218/2/10--1.43
T. Rowe Price Integrated U.S. Small-Cap Growth Equity 529 Portfolion/a-1.688.270.007.618.499/28/16--1.92
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolion/a-0.407.183.135.424.158/2/10--1.52
Neuberger Berman International Select 529 Portfolion/a-0.404.290.005.654.248/2/10--2.09
DFA International Small Company 529 Portfolion/a-2.122.210.974.535.5910/10/12--1.67
Vanguard Emerging Markets Select Stock 529 Portfolion/a-4.40-4.86-7.17n/a-0.464/9/19--2.12
Commodities
Parametric Commodity Strategy 529 Portfolion/a-6.04-5.7813.775.26-3.3610/10/12--2.08