Fee Structure: A B C F
Age-Based Portfolios
As of November 30, 2022
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2n/a-15.04-11.345.925.577.999/28/16--0.97
Ages 3-5n/a-14.20-10.845.705.417.599/28/16--0.96
Ages 6-8n/a-13.68-10.675.084.946.939/28/16--0.95
Ages 9-10n/a-12.88-10.214.324.336.019/28/16--0.95
Ages 11-12n/a-12.38-10.093.653.895.399/28/16--0.96
Ages 13-14n/a-12.18-10.232.913.474.789/28/16--0.96
Ages 15-16n/a-10.77-9.172.423.034.049/28/16--0.95
Ages 17-18n/a-9.56-8.341.812.493.279/28/16--0.95
Ages 19+n/a-7.91-7.091.211.982.539/28/16--0.92
Age-Based Moderate
Ages 0-2n/a-14.20-10.845.705.417.599/28/16--0.96
Ages 3-5n/a-13.68-10.675.084.946.939/28/16--0.95
Ages 6-8n/a-12.88-10.214.324.336.019/28/16--0.95
Ages 9-10n/a-12.38-10.093.653.895.399/28/16--0.96
Ages 11-12n/a-12.18-10.232.913.474.789/28/16--0.96
Ages 13-14n/a-10.77-9.172.423.034.049/28/16--0.95
Ages 15-16n/a-9.56-8.341.812.493.279/28/16--0.95
Ages 17-18n/a-7.91-7.091.211.982.539/28/16--0.92
Ages 19+n/a-6.36-5.960.461.341.639/28/16--0.88
Age-Based Conservative
Ages 0-2n/a-13.68-10.675.084.946.939/28/16--0.95
Ages 3-5n/a-12.88-10.214.324.336.019/28/16--0.95
Ages 6-8n/a-12.38-10.093.653.895.399/28/16--0.96
Ages 9-10n/a-12.18-10.232.913.474.789/28/16--0.96
Ages 11-12n/a-10.77-9.172.423.034.049/28/16--0.95
Ages 13-14n/a-9.56-8.341.812.493.279/28/16--0.95
Ages 15-16n/a-7.91-7.091.211.982.539/28/16--0.92
Ages 17-18n/a-6.36-5.960.461.341.639/28/16--0.88
Ages 19+n/a-2.59-2.670.000.690.649/28/16--0.80
Target Portfolios
As of November 30, 2022
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100n/a-15.04-11.345.925.578.688/2/10--0.97
Target Fund 80n/a-13.68-10.675.084.947.488/2/10--0.95
Target Fund 60n/a-12.38-10.093.653.896.068/2/10--0.96
Target Fund 40n/a-10.77-9.172.423.034.758/2/10--0.95
Target Fund 20n/a-7.91-7.091.211.983.168/2/10--0.92
Target Fixed Income Fundn/a-2.59-2.670.000.690.728/2/10--0.80
Individual Portfolios
As of November 30, 2022
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolio4.030.720.72n/an/a0.677/1/20--0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*n/a0.690.690.230.140.817/27/16--0.33
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolion/a-1.42-1.420.060.590.868/2/10--1.00
Northern Funds Bond Index 529 Portfolion/a-13.02-13.35-3.24-0.481.088/2/10--0.68
Fidelity Advisor Investment Grade Bond 529 Portfolion/a-13.16-13.43-2.250.240.8410/10/12--0.89
PGIM Total Return Bond 529 Portfolion/a-15.00-15.00n/an/a-3.944/28/20--0.92
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolion/a-3.83-3.662.532.181.109/26/13--0.90
BlackRock High Yield Bond 529 Portfolion/a-10.24-8.47n/an/a-4.434/15/21--1.11
AB Global Bond Fund 529 Portfolion/a-11.82-11.99n/an/a-6.994/15/21--1.03
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolion/a-14.77-12.573.824.627.258/2/10--0.98
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/a-21.44-13.931.75n/a3.734/9/19--0.71
Principal Global Real Estate Securities 529 Portfolion/a-24.49-19.95-4.02n/a-1.1411/25/14--1.40
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolion/a-1.744.318.32n/a6.492/6/18--0.75
Northern Funds Stock Index 529 Portfolion/a-13.63-9.8010.1810.2012.398/2/10--0.63
T. Rowe Price Large-Cap Growth 529 Portfolion/a-30.02-29.236.719.4713.928/2/10--1.08
Northern Funds Mid Cap Index 529 Portfolion/a-8.58-3.999.537.1811.088/2/10--0.68
T. Rowe Price Small-Cap Value 529 Portfolion/a-12.76-10.09n/an/a-6.858/11/21--1.21
Northern Funds Small Cap Index 529 Portfolion/a-15.36-13.575.694.679.548/2/10--0.68
T. Rowe Price QM U.S. Small-Cap Growth Equity 529 Portfolion/a-18.33-15.134.346.439.099/28/16--1.17
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolion/a-12.93-8.822.061.654.218/2/10--0.77
Neuberger Berman International Select 529 Portfolion/a-20.56-16.482.282.114.618/2/10--1.34
DFA International Small Company 529 Portfolion/a-17.01-13.232.290.696.0210/10/12--0.92
Vanguard Emerging Markets Select Stock 529 Portfolion/a-16.91-15.410.20n/a-0.474/9/19--1.37
Commodities
Credit Suisse Commodity Return Strategy 529 Portfolio n/a18.0122.1215.707.17-2.1010/10/12--1.33