Fee Structure: A B C F
Age-Based Portfolios
As of January 31, 2023
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2n/a3.76-10.835.324.127.659/28/163.50%0.97
Ages 3-5n/a3.22-10.445.034.077.239/28/163.50%0.96
Ages 6-8n/a2.87-10.314.413.726.589/28/163.50%0.95
Ages 9-10n/a2.48-9.983.633.295.709/28/163.50%0.95
Ages 11-12n/a1.98-9.792.922.955.089/28/163.50%0.96
Ages 13-14n/a1.39-9.892.112.644.479/28/163.50%0.96
Ages 15-16n/a0.78-9.161.582.323.739/28/163.50%0.95
Ages 17-18n/a0.04-8.710.891.822.939/28/163.50%0.95
Ages 19+n/a-0.71-7.700.251.432.199/28/163.50%0.92
Age-Based Moderate
Ages 0-2n/a3.22-10.445.034.077.239/28/163.50%0.96
Ages 3-5n/a2.87-10.314.413.726.589/28/163.50%0.95
Ages 6-8n/a2.48-9.983.633.295.709/28/163.50%0.95
Ages 9-10n/a1.98-9.792.922.955.089/28/163.50%0.96
Ages 11-12n/a1.39-9.892.112.644.479/28/163.50%0.96
Ages 13-14n/a0.78-9.161.582.323.739/28/163.50%0.95
Ages 15-16n/a0.04-8.710.891.822.939/28/163.50%0.95
Ages 17-18n/a-0.71-7.700.251.432.199/28/163.50%0.92
Ages 19+n/a-1.39-6.82-0.560.851.289/28/163.50%0.88
Age-Based Conservative
Ages 0-2n/a2.87-10.314.413.726.589/28/163.50%0.95
Ages 3-5n/a2.48-9.983.633.295.709/28/163.50%0.95
Ages 6-8n/a1.98-9.792.922.955.089/28/163.50%0.96
Ages 9-10n/a1.39-9.892.112.644.479/28/163.50%0.96
Ages 11-12n/a0.78-9.161.582.323.739/28/163.50%0.95
Ages 13-14n/a0.04-8.710.891.822.939/28/163.50%0.95
Ages 15-16n/a-0.71-7.700.251.432.199/28/163.50%0.92
Ages 17-18n/a-1.39-6.82-0.560.851.289/28/163.50%0.88
Ages 19+n/a-2.53-4.54-1.030.220.239/28/163.50%0.80
Target Portfolios
As of January 31, 2023
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100n/a3.76-10.835.324.128.498/2/103.50%0.97
Target Fund 80n/a2.87-10.314.413.727.308/2/103.50%0.95
Target Fund 60n/a1.98-9.792.922.955.908/2/103.50%0.96
Target Fund 40n/a0.78-9.161.582.324.588/2/103.50%0.95
Target Fund 20n/a-0.71-7.700.251.432.988/2/103.50%0.92
Target Fixed Income Fundn/a-2.53-4.54-1.030.220.518/2/103.50%0.80
Individual Portfolios
As of January 31, 2023
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolio4.530.930.93n/an/a0.887/1/203.50%0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*n/a0.920.920.310.180.887/27/163.50%0.33
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolion/a0.45-0.090.240.840.958/2/103.50%1.00
Northern Funds Bond Index 529 Portfolion/a-0.61-11.99-4.14-0.540.988/2/103.50%0.68
Fidelity Advisor Investment Grade Bond 529 Portfolion/a-0.02-12.13-3.070.200.7610/10/123.50%0.89
PGIM Total Return Bond 529 Portfolion/a0.05-13.11n/an/a-3.814/28/203.50%0.92
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolion/a-2.71-6.121.051.540.759/26/133.50%0.90
BlackRock High Yield Bond 529 Portfolion/a0.48-8.10n/an/a-4.174/15/213.50%1.11
AB Global Bond Fund 529 Portfolion/a-0.87-11.60n/an/a-7.164/15/213.50%1.03
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolion/a2.05-12.322.693.497.048/2/103.50%0.98
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/a6.10-13.891.40n/a3.784/9/193.50%0.71
Principal Global Real Estate Securities 529 Portfolion/a5.58-18.28-3.89n/a-0.6211/25/143.50%1.40
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolion/a2.41-2.368.01n/a5.762/6/183.50%0.75
Northern Funds Stock Index 529 Portfolion/a2.51-11.997.908.0211.908/2/103.50%0.63
T. Rowe Price Large-Cap Growth 529 Portfolion/a4.41-24.743.826.5513.378/2/103.50%1.08
Northern Funds Mid Cap Index 529 Portfolion/a5.36-1.919.356.4410.878/2/103.50%0.68
T. Rowe Price Small-Cap Value 529 Portfolion/a5.63-7.02n/an/a-7.178/11/213.50%1.21
Northern Funds Small Cap Index 529 Portfolion/a5.80-7.325.544.019.308/2/103.50%0.68
T. Rowe Price QM U.S. Small-Cap Growth Equity 529 Portfolion/a5.08-8.143.825.248.749/28/163.50%1.17
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolion/a4.60-7.022.850.934.378/2/103.50%0.77
Neuberger Berman International Select 529 Portfolion/a4.44-13.212.741.324.718/2/103.50%1.34
DFA International Small Company 529 Portfolion/a4.43-9.183.360.016.3210/10/123.50%0.92
Vanguard Emerging Markets Select Stock 529 Portfolion/a6.02-14.851.34n/a0.554/9/193.50%1.37
Commodities
Credit Suisse Commodity Return Strategy 529 Portfolio n/a-4.241.5714.114.84-2.7010/10/123.50%1.33