Fee Structure: A B C F
Age-Based Portfolios
As of October 31, 2023
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Age-Based Aggressive
Ages 0-2n/a1.094.455.185.546.439/28/163.50%0.97
Ages 3-5n/a0.593.764.505.236.069/28/163.50%0.96
Ages 6-8n/a0.323.233.624.705.509/28/163.50%0.95
Ages 9-10n/a-0.232.502.684.064.699/28/163.50%0.95
Ages 11-12n/a-0.382.271.863.604.199/28/163.50%0.96
Ages 13-14n/a-0.681.740.893.143.699/28/163.50%0.96
Ages 15-16n/a-0.951.210.422.673.089/28/163.50%0.95
Ages 17-18n/a-1.090.76-0.232.112.469/28/163.50%0.95
Ages 19+n/a-1.110.55-0.581.631.909/28/163.50%0.92
Age-Based Moderate
Ages 0-2n/a0.593.764.505.236.069/28/163.50%0.96
Ages 3-5n/a0.323.233.624.705.509/28/163.50%0.95
Ages 6-8n/a-0.232.502.684.064.699/28/163.50%0.95
Ages 9-10n/a-0.382.271.863.604.199/28/163.50%0.96
Ages 11-12n/a-0.681.740.893.143.699/28/163.50%0.96
Ages 13-14n/a-0.951.210.422.673.089/28/163.50%0.95
Ages 15-16n/a-1.090.76-0.232.112.469/28/163.50%0.95
Ages 17-18n/a-1.110.55-0.581.631.909/28/163.50%0.92
Ages 19+n/a-1.220.15-1.151.001.179/28/163.50%0.88
Age-Based Conservative
Ages 0-2n/a0.323.233.624.705.509/28/163.50%0.95
Ages 3-5n/a-0.232.502.684.064.699/28/163.50%0.95
Ages 6-8n/a-0.382.271.863.604.199/28/163.50%0.96
Ages 9-10n/a-0.681.740.893.143.699/28/163.50%0.96
Ages 11-12n/a-0.951.210.422.673.089/28/163.50%0.95
Ages 13-14n/a-1.090.76-0.232.112.469/28/163.50%0.95
Ages 15-16n/a-1.110.55-0.581.631.909/28/163.50%0.92
Ages 17-18n/a-1.220.15-1.151.001.179/28/163.50%0.88
Ages 19+n/a-0.94-0.03-0.910.460.439/28/163.50%0.80
Target Portfolios
As of October 31, 2023
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Target Fund 100n/a1.094.455.185.547.788/2/103.50%0.97
Target Fund 80n/a0.323.233.624.706.678/2/103.50%0.95
Target Fund 60n/a-0.382.271.863.605.378/2/103.50%0.96
Target Fund 40n/a-0.951.210.422.674.188/2/103.50%0.95
Target Fund 20n/a-1.110.55-0.581.632.788/2/103.50%0.92
Target Fixed Income Fundn/a-0.94-0.03-0.910.460.608/2/103.50%0.80
Individual Portfolios
As of October 31, 2023
APY (%)YTD Returns
at NAV (%)1
Average Annual Total Returns at NAV (%)1Inception
Date
Max Sales
Charge
Expense
Ratio (%)2
1 Yr3 Yrs5 YrsLifetime
Bank Savings 529 Portfolio
Bank Savings 529 Portfolio5.534.114.671.94n/a1.777/1/203.50%0.21
Money Market 529 Portfolio
State Street U.S. Government Money Market 529 Portfolio*n/a3.934.501.741.501.257/27/163.50%0.33
Fixed Income 529 Portfolios
PIMCO Short-Term 529 Portfolion/a4.735.771.161.401.218/2/103.50%1.00
Northern Funds Bond Index 529 Portfolion/a-6.64-3.68-7.21-1.420.458/2/103.50%0.68
Fidelity Advisor Investment Grade Bond 529 Portfolion/a-5.64-3.04-6.55-0.560.1810/10/123.50%0.89
PGIM Total Return Bond 529 Portfolion/a-5.11-1.83-6.63n/a-4.464/28/203.50%0.92
American Century Short-Duration Inflation-Protection Bond Fund 529 Portfolion/a-2.71-2.540.161.540.699/26/133.50%0.90
BlackRock High Yield Bond 529 Portfolion/a1.002.33n/an/a-2.764/15/213.50%1.11
AB Global Bond Fund 529 Portfolion/a-4.27-2.61n/an/a-6.404/15/213.50%1.03
Balanced 529 Portfolio
T. Rowe Price Balanced 529 Portfolion/a1.303.881.624.576.578/2/103.50%0.98
Real Estate 529 Portfolios
DFA Real Estate Securities 529 Portfolion/a-12.12-11.551.27n/a-1.024/9/193.50%0.71
Principal Global Real Estate Securities 529 Portfolion/a-11.74-8.48-3.20n/a-4.3511/25/143.50%1.40
Domestic Equity 529 Portfolios
DFA U.S. Large Cap Value 529 Portfolion/a-5.67-4.8610.564.763.502/6/183.50%0.75
Northern Funds Stock Index 529 Portfolion/a6.325.688.399.5011.508/2/103.50%0.63
T. Rowe Price Large-Cap Growth 529 Portfolion/a23.2517.023.8310.2013.988/2/103.50%1.08
Northern Funds Mid Cap Index 529 Portfolion/a-5.21-5.077.245.539.358/2/103.50%0.68
T. Rowe Price Small-Cap Value 529 Portfolion/a-9.55-13.24n/an/a-11.248/11/213.50%1.21
Northern Funds Small Cap Index 529 Portfolion/a-8.23-12.292.101.867.598/2/103.50%0.68
T. Rowe Price QM U.S. Small-Cap Growth Equity 529 Portfolion/a-2.55-3.790.144.146.649/28/163.50%1.17
International Equity 529 Portfolios
Northern Funds International Equity Index 529 Portfolion/a-0.8410.764.112.923.708/2/103.50%0.77
Neuberger Berman International Select 529 Portfolion/a-2.825.420.453.423.878/2/103.50%1.34
DFA International Small Company 529 Portfolion/a-4.956.262.861.894.9910/10/123.50%0.92
Vanguard Emerging Markets Select Stock 529 Portfolion/a-3.6010.38-2.38n/a-1.624/9/193.50%1.37
Commodities
Parametric Commodity Strategy 529 Portfolio n/a-8.77-8.4213.265.32-2.9510/10/123.50%1.33