Portfolio Overview
The Portfolio seeks growth of capital.
The Portfolio invests in a targeted mix of stock and bond mutual funds that represent various asset classes and sectors.
| U.S. Equities | 52% |
| International Equities | 32% |
| Real Assets | 6% |
| Fixed Income | 10% |
Real AssetsInternational Equity
U.S. EquityFixed Income
Money Market
U.S. EquityFixed Income
Money Market
The Underlying Mutual Funds
| Fund | Percent |
| Fixed Income | |
| Fidelity Advisor Investment Grade Bond Fund | 2.5% |
| PGIM Total Return Bond Fund | 2.5% |
| American Century Short Duration Inflation Protection Bond Fund | 3% |
| BlackRock High Yield Bond Fund | 1% |
| AB Global Bond Fund | 1% |
| Real Assets | |
| Principal Global Real Estate Securities Fund | 3.5% |
| Parametric Commodity Strategy Fund | 2.5% |
| Fund | Percent |
| U.S. Equity | |
| DFA U.S. Large Cap Value Portfolio | 10.5% |
| Northern Funds Stock Index Fund | 21% |
| T. Rowe Price Instl. Large-Cap Growth Fund | 10.5% |
| Northern Funds Mid Cap Index Fund | 5% |
| Northern Funds Small Cap Value Fund | 2.5% |
| T. Rowe Price Integrated U.S. Small-Cap Growth Equity Fund | 2.5% |
| International Equity | |
| Northern Funds International Equity Index Fund | 9.5% |
| Neuberger Berman International Select Fund | 12.5% |
| DFA International Small Company Portfolio | 4% |
| Vanguard Emerging Markets Select Stock Portfolio | 6% |
Portfolio Performance1
As of April 30, 2025
| Portfolio | YTD | 3 Mo | 1yr | 3yr | 5yr | LTD | Exp. Ratio | Inception Date |
| Ages 0-2 | 0.19% | -2.58% | 11.69% | 8.75% | 11.73% | 9.31% | 0.21% | 9/28/16 |
Underlying Mutual Fund Performance3
As of 12/31/2023
| Domestic Equity Funds | Expense Ratio | Ticker | QTR | YTD | 1yr | 3yr | 5yr | 10yr or Life of Fund | Inception Date | |
| DFA U.S. Large Cap Value Portfolio Fact Sheet, Prospectus, Annual Report | 0.21% | DFLVX | 9.07% | 11.47% | 11.47% | 10.39% | 10.90% | 8.33% | 2/19/93 | |
| Northern Funds Stock Index Fund Fact Sheet, Prospectus, Annual Report | 0.05% | NOSIX | 11.68% | 26.20% | 26.20% | 9.90% | 15.57% | 11.92% | 10/7/96 | |
| T. Rowe Price Large-Cap Growth Fund Fact Sheet, Prospectus, Annual Report | 0.55% | TRLGX | 14.26% | 46.21% | 46.21% | 5.29% | 15.92% | 13.99% | 10/31/01 | |
| Northern Funds Mid Cap Index Fund Fact Sheet, Prospectus, Annual Report | 0.10% | NOMIX | 11.61% | 16.31% | 16.31% | 7.95% | 12.46% | 9.11% | 3/22/05 | |
| Northern Funds Small Cap Value Fund Fact Sheet, Prospectus, Annual Report | 0.10% | NOSGX | 13.99% | 16.83% | 16.83% | 2.12% | 9.77% | 6.99% | 9/3/99 | |
| T. Rowe Price Integrated U.S. Small-Cap Growth Equity Fund Fact Sheet, Prospectus, Annual Report | 0.66% | TQAIX | 12.71% | 21.35% | 21.35% | 1.67% | 11.61% | 9.14% | 3/23/16 | |
| Fixed Income Funds | Expense Ratio | Ticker | QTR | YTD | 1yr | 3yr | 5yr | 10yr or Life of Fund | Inception Date | |
| Fidelity Advisor Investment Grade Bond Fund Fact Sheet, Prospectus, Annual Report | 0.36% | FIKQX | 6.90% | 6.72% | 6.72% | -2.85% | 2.08% | 2.31% | 8/6/71 | |
| PGIM Total Return Bond 529 Portfolio Fact Sheet, Prospectus, Annual Report | 0.39% | PTRQX | 7.16% | 7.78% | 7.78% | -3.20% | 1.73% | 2.66% | 12/27/10 | |
| American Century Short-Duration Inflation-Protection Bond Fund Fact Sheet, Prospectus, Annual Report | 0.43% | APISX | 2.96% | 4.10% | 4.10% | 2.20% | 3.35% | 1.95% | 5/31/05 | |
| BlackRock High Yield Bond Fund Fact Sheet, Prospectus, Annual Report | 0.60% | BHYIX | 6.82% | 13.56% | 13.56% | 2.50% | 5.61% | 4.55% | 11/19/98 | |
| AB Global Bond Fund Fact Sheet, Prospectus, Annual Report | 0.51% | ANAZX | 6.76% | 6.98% | 6.98% | -2.18% | 1.15% | 2.30% | 10/15/13 | |
| International Equity Funds | Expense Ratio | Ticker | QTR | YTD | 1yr | 3yr | 5yr | 10yr or Life of Fund | Inception Date | |
| Northern Funds International Equity Index Fund Fact Sheet, Prospectus, Annual Report | 0.50% | NOINX | 10.12% | 18.95% | 18.95% | 6.50% | 7.44% | 3.09% | 4/1/94 | |
| Neuberger Berman International Select Fund Fact Sheet, Prospectus, Annual Report | 0.81% | NILIX | 10.63% | 14.65% | 14.65% | 0.71% | 8.32% | 4.56% | 10/6/06 | |
| DFA International Small Company Portfolio Fact Sheet, Prospectus, Annual Report | 0.39% | DFISX | 10.75% | 14.43% | 14.43% | 2.71% | 8.02% | 4.94% | 9/30/96 | |
| Vanguard Emerging Markets Select Stock Fund Fact Sheet, Prospectus, Annual Report | 0.78% | VMMSX | 6.12% | 10.58% | 10.58% | -3.68% | 4.67% | 2.98% | 6/27/11 | |
| Real Estate Fund | Expense Ratio | Ticker | QTR | YTD | 1yr | 3yr | 5yr | 10yr or Life of Fund | Inception Date | |
| Principal Global Real Estate Securities Fund Fact Sheet, Prospectus, Annual Report | 0.88% | PGRSX | 15.75% | 10.91% | 10.91% | 0.12% | 3.79% | 4.69% | 11/25/14 | |
| Commodities Fund | Expense Ratio | Ticker | QTR | YTD | 1yr | 3yr | 5yr | 10yr or Life of Fund | Inception Date | |
| Parametric Commodity Strategy Fund Fact Sheet, Prospectus, Annual Report | 0.65% | EIPCX | -3.49% | -4.69% | -4.69% | 13.30% | 11.42% | 2.35% | 5/25/11 | |